Trustee director: Liz Turner
Liz was appointed as a member-nominated director in June 2026.
Liz worked at Riverside for 14 years, the majority of that time at Executive level in Care & Support.
Trustee director: Liz Turner
Liz was appointed as a member-nominated director in June 2026.
Liz worked at Riverside for 14 years, the majority of that time at Executive level in Care & Support.
Sam Mullock and Natalie Ogden - Scheme Actuaries
Sam Mullock is the Scheme Actuary for the Riverside Group Pension Scheme and the Riverside (Ex-SHPS) DB Scheme. Natalie Ogden is the Scheme Actuary for the One Housing Group (Ex-SHPS) DB Scheme.
Sam is a partner of the firm and a senior actuary with over 25 years’ pensions experience and manages First Actuarial’s relationship with RGPTL. Sam is a recognised expert on pensions in the social housing sector, and regularly features in publications on this topic.
Sam joined First Actuarial early in 2017 after moving back to Manchester from London. In his spare time, Sam is a committee member of a community benefit society.
With nearly 20 years of experience in the pensions industry, Natalie is a Scheme Actuary to a number of pension schemes and is passionate about delivering the best possible experience for members.
Natalie is also a leader within the Financial Wellbeing team, helping trustees and employers make informed decisions that support members' long-term financial security. She works with a wide range of not-for-profit organisations and charities, bringing practical advice, clear communication and a member-focused approach to every scheme she supports.
Jen Hodgson - Scheme Secretary
Jen is the Scheme Secretary for the RGPTL. Jen is a qualified actuary with more than eight years' experience in the pensions industry.
As well as taking responsibility for the organisation of Trustee meetings, Jen prepares the Trustee’s business plan and helps to ensure that good governance standards are maintained.
Lucy Young - Lead Administrator
Lucy is the lead administrator for the three schemes and has regular day-to-day contact with Scheme members. Lucy is a senior pensions administrator with over 13 years’ experience in the pensions industry, having joined First Actuarial in 2020.
As well as being responsible for routine member enquiries Lucy also attends Trustee meetings presenting reports and ongoing administration issues.
Andrew Overend - Lead Investment Adviser
Andrew is the head of First Actuarial’s investment team, and the lead investment adviser to the three schemes. He originally qualified as an actuary, but now has many years’ experience specialising in investment work.
Andrew has particular expertise in liability-driven investment strategies, an approach already implemented by all three schemes.